Free Consultation  800-219-0504
"We are not here to judge you, we are here to help you"

If you are an existing client or calling regarding a mutual client, please call 1-800-466-7507

Advocacy Commitment Integrity Results

It is in your best interest to explore other debt relief options before making the decision to file for bankruptcy. The Law Offices of Thomas Kerns McKnight can provide you with additional information regarding debt negotiation where our attorneys would negotiate your debts with your credit card companies and agree to settle for less than what you currently owe. Read more...

The final resolution of a client’s debt accounts is a day that should be recognized as a new beginning. At the Law Offices of Thomas Kerns McKnight we celebrate the success stories of our clients who have completed our debt settlement program. But life has the ability to surprise us with new challenges at any time. If circumstances arise that could not have been anticipated and that force you to re-evaluate your financial commitment to the program, you can rest assured knowing that you are with a firm flexible enough to handle such situations. Read more...

Our attorneys can help.

Every day, the bankruptcy attorneys at Thomas Kerns McKnight LLP help individuals and families throughout the United States to obtain relief from crushing consumer debt through a Chapter 7 or Chapter 13 bankruptcy petition. Read more...

As a nationwide, full service consumer advocacy law firm, the Law Offices of Thomas Kerns McKnight offers an unparalleled level of personalized service. As your matter progresses, our principal focus remains squarely on you. It is our fundamental belief that a well informed client has the greatest opportunity to achieve a superior resolution. Upon your enrollment, a devoted case manager takes personal responsibility for ensuring that you are continuously informed and have access to everything required to make educated decisions regarding potential settlement of your accounts. Read more...

Chapter 7 bankruptcy is best suited for individuals who wish to discharge their unsecured debt and find themselves with no disposable monthly income at the end of the month to pay their creditors.  Read more...

At The Law Offices of Thomas Kerns McKnight, we’re not here to judge you, we’re here to help you. We understand that, even as consumer debt approaches $2.5 trillion in the United States, there are no two individual situations that can be handled identically. The staff of dedicated case managers and attorneys at the Law Offices considers your unique financial circumstances at every stage of your representation. Read more...

A Chapter 13 bankruptcy is known as a ‘wage earners’ bankruptcy.  Candidates for Chapter 13 should have regular and sustainable income. Read more...

In difficult financial times, it can often feel as though you have very little control over your situation. What you can control, however, is who you choose to put your faith in for resolution. When you trust the attorneys at TKM, you are relying on the nearly 40 years experience of founder Thomas K. McKnight, a former United States Marine, White House Staff Attorney, and renowned expert in the fields of debt forensics, finance, and bankruptcy law. Read more...

At the Law Offices of Thomas Kerns McKnight, we appreciate how difficult it can be to seek professional assistance with your personal finances. Every day, our financial circumstances have a dramatic impact on our families, our jobs, and our personal well-being. When that impact ultimately becomes overwhelming there are countless companies vying for your attention. It becomes absolutely crucial that the firm you select to represent you shares your personal values and takes the time to understand your unique situation. Read more...

Our team of attorneys at Thomas Kerns McKnight LLP understand that bankruptcy is not always the best option for debt relief. We are well-versed in the full range of debt settlement options at your disposal. Consumer debt in the country is currently estimated to stand at about 2.5 trillion dollars, not even counting mortgage debt. The number of households who simply cannot keep up with their monthly payments is staggering. Fortunately, the experienced Orange County debt settlement lawyers at Thomas Kerns McKnight have a number of tools at their disposal to help individuals and families in need and won't accept you if you can actually pay your debt. We are members of the Better Business Bureau and committed to helping you become debt free. Read more...

A Firm You Can Trust

In difficult financial times, it can often feel as though you have very little control over your situation. What you can control, however, is who you choose to put your faith in for resolution. When you trust the attorneys at TKM, you are relying on the nearly 40 years experience of founder Thomas K. McKnight, a former United States Marine, White House Staff Attorney, and renowned expert in the fields of debt forensics, finance, and bankruptcy law.

Read more...

Bankruptcy News

First Meeting of Creditors

First Meeting of Creditors
Under the Bankruptcy Code, the United States Trustee must convene and preside at a meeting of creditors, which is often referred to as the Section 341 meeting. This must occur within a reasonable time...
Read More...

Compensation for Professionals

Compensation for Professionals
The Bankruptcy Code provides the statutory authority for compensating the services and reimbursing the expenses of officers of the estate. These claims are afforded first priority in the distribution of...
Read More...

Chapter 13 Eligibility

Chapter 13 Eligibility
Only individuals may file for Chapter 13 bankruptcy. Corporations and partnerships may not file for Chapter 13 bankruptcy. Any individual, even if self-employed or operating an unincorporated business,...
Read More...

Chapter 12 Hardship Discharge

Chapter 12 Hardship Discharge
A family farmer may be excused from completing payments under a plan of reorganization if payments under the plan are not completed due to circumstances for which the family farmer cannot be held accountable...
Read More...

Bankruptcy During Divorce

Bankruptcy During Divorce
Problems may result from the conflict of interests between domestic relations courts and bankruptcy courts when a couple files for bankruptcy during a divorce. The conflict arises because of the differing...
Read More...

Trust and Estates News

Wills

Wills
The easiest way to make sure that a person's property is distributed after his death in keeping with his wishes is for him to prepare a will. A will is a legal document that explains where a person wants...
Read More...

Letters of Instruction

Letters of Instruction
Your will should not mention each one of your possessions because their value and nature change as time goes on. Revising your will upon every change would be both inconvenient and costly. Instead, your...
Read More...

Failing to Make and Leave a Will

Failing to Make and Leave a Will
Although estimates vary, it's pretty safe to say that more than 50 percent of the people who could make and leave a will fail to do so. The people who fail to make and leave a will include many people...
Read More...

Beneficiaries -- Issues in Choosing Professional Advisers

Beneficiaries -- Issues in Choosing Professional Advisers
A beneficiary should ask himself whether he wants to (or can) tend to the estate himself or whether he would rather delegate the responsibility to someone else. The larger the inheritance, the more likely...
Read More...