Credit Card Debt Lawyer
If you are having problems with paying your credit card bills and you're seeing that your debt keeps growing, our credit card debt lawyers at Thomas K. McKnight might have a solution for you. Our lawyers have years of experience taking on debt negotiation and credit card issues, and can develop methods to improve your specific debt issues before they become worse.
Know that you are not alone. We have helped many people just like you find a solution to settle their credit card debts, whether it is with bankruptcy or a non-bankruptcy option.
Bankruptcy Can Eliminate Credit Card Debts
Bankruptcy may be a solution. When you declare bankruptcy, it can be via Chapter 7 or a Chapter 13. The advantages are that when declaring a Chapter 7, you have the ability to have all of your debts cleared from your account right away. While the process itself might take a few months, you will not need to worry about paying unsecured debts back and this could help you to get a fresh start in life.
Worried about your credit report, or concerned that a judgment will end up looking badly on your record because it may lead to a wage garnishment? Our lawyers focus on debt negotiations and can help to create a plan with your creditors or declare bankruptcy to immediately cease all harassing calls in addition to any garnishments attempting to take money out of your account.
Debt Negotiation to Settle Credit Card Debt
Occasionally people are hit with a very large health scare and after that they receive a ton of medical expenses. While they attempt to balance out the bills, they're unable to pay other bills in a timely fashion. If you need more time to make payments with your credit card debt, we can also help you develop the negotiations in regards to a trust-- that way, you can deposit money into the account to make payment and we can send them on your behalf. As this will help to reach a settlement in a quicker fashion, you don't need to stress over harassing calls coming to you. To establish any of these options or to ask us questions as they relate to you, and to set up your free consultation, call us today.