Credit Card Debt Lawyer
If you are having issues with paying your credit card bills and you're seeing that your debt keeps growing, our credit card debt attorneys at Thomas K. McKnight may have a resolution for you. Our lawyers have years of experience taking on debt negotiation and credit card issues, and can devise strategies to clear up your particular debt issues before they become worse.
Know that you are not alone. We have helped many people just like you find a solution to resolve their credit card debts, whether it is with bankruptcy or a non-bankruptcy option.
Bankruptcy Can Eliminate Credit Card Debts
Bankruptcy might be an option. When you declare bankruptcy, it can be via Chapter 7 or a Chapter 13. The advantages are that when declaring a Chapter 7, you have the ability to have all of your debts cleared up from your account immediately. While the process itself may take a few months, you will not need to worry about paying unsecured debts back and this could help you to get a clean slate in life.
Worried about your credit report, or concerned that a judgment will end up looking badly on your record because it may lead to a wage garnishment? Our attorneys focus on debt settlements and can help to develop a plan with your creditors or declare bankruptcy to immediately stop all harassing calls along with any garnishments trying to take money out of your account.
Debt Negotiation to Settle Credit Card Debt
Occasionally people are hit with a very large health scare and following that they acquire a lot of medical expenses. While they attempt to balance out the bills, they're unable to pay other bills in a timely manner. If you need more time to make payments with your credit card debt, we can also help you develop the negotiations in regards to a trust-- that way, you can deposit money into the account to make payments and we can send them on your behalf. As this will help to reach a settlement in a quicker manner, you do not need to stress over harassing calls coming to you. To establish any of these options or to ask us questions as they pertain to you, and to set up your free consultation, call us today.