Thomas K. McKnight - Wage Garnishment Lawyer in Santa Ana
What is Wage Garnishment?
You work hard for your wages. However the money you make to take care of yourself as well as your loved ones can be taken away if you owe unpaid debts. In California, certain creditors can garnish your wages, forcing your employer to take a big chunk of your paycheck and place it straight into the hands of those creditors. When that happens, your ability to support your family is threatened, making an already difficult financial situation worse, as you fall even more behind in your obligations.
If you are threatened with or living under the debilitating burden of a wage garnishment, there is hope. At The Law Offices Of Thomas Kerns McKnight, we know the stress, anxiety, and obstacles that follow a wage garnishment. Fiercely committed to the well-being of our clients and their loved ones, we use our experience and tenacity to resolve and remove wage garnishments and position clients for brighter futures.
Who Can Garnish Your Wages?
A wage garnishment is an order from a court or a government agency sent to your employer requiring them to withhold a certain amount from every paycheck and send those funds directly to your creditor. However, California legislation places limits on who can garnish your wages and how much can be drawn from each paycheck.
If you owe child support or spousal maintenance, as much as 50 percent of your disposable income (the amount you get after your employer pays applicable taxes) can be garnished to fulfill those obligations. For student loans, up to 15 percent of your disposable income from every paycheck can be diverted to the lender. The amount that can be garnished for unpaid taxes can vary depending on a number of factors, and multiple garnishments can reduce your wages even more.
We Can Help Ease the Burden of a Wage Garnishment
Thankfully, California law prevents companies from firing a worker because of a wage garnishment. However that doesn't make life easier if your take-home pay no longer fulfills your needs and obligations.
If you are living with a wage garnishment or have other problems associated with overwhelming debt, we are prepared to help you. Please call The Law Offices Of Thomas Kerns McKnight today at 1-(800) 466-7507 to arrange a free initial consultation. We look forward to serving you.