You work hard for your wages. But the money you make to take care of yourself as well as your loved ones can be taken away if you owe unpaid debts. In California, certain creditors can garnish your wages, forcing your employer to take a major chunk of your paycheck and place it directly into the hands of those creditors. When that occurs, your ability to support your loved ones is threatened, making an already tough financial situation even worse, as you fall even more behind in your obligations.
If you are threatened with or living under the crippling burden of a wage garnishment, there is hope. At Thomas K. McKnight, we understand the stress, anxiety, and challenges that follow a wage garnishment. Fiercely devoted to the well-being of our Southern California clients and their loved ones, we use our experience and persistence to settle and remove wage garnishments and position clients for brighter futures.
Who Can Garnish Your Wages?
A wage garnishment is an order from a court or a government agency sent to your employer requiring them to withhold a certain amount from every paycheck and send those funds straight to your creditor. However, California legislation puts restrictions on who can garnish your wages and how much can be drawn from each paycheck.
If you owe child support or spousal maintenance, up to 50 percent of your disposable income (the amount you get after your employer pays applicable taxes) can be garnished to meet those obligations. For student loans, up to 15 percent of your disposable income from every paycheck can be diverted to the lender. The amount that can be garnished for unpaid taxes can range depending on a variety of factors, and multiple garnishments can lower your wages even more.
We Can Help Relieve the Burden of a Wage Garnishment
Fortunately, California legislation prevents companies from terminating an employee because of a wage garnishment. Nevertheless that does not make life easier if your take-home pay no longer meets your needs and responsibilities.
If you are experiencing wage garnishment or have other issues related to overwhelming debt, we are ready to assist you. Please call Thomas K. McKnight today at 1-(800) 466 - 7507 to arrange a free initial consultation. We look forward to serving you.
For More Information About Wage Garnishment in Fountain Valley, California, Contact Thomas K. McKnight LLP At (800) 466-7507 or Visit Our Website at TKMLLP.Com for a Free Consultation!