Thomas K. McKnight - Debt Settlement Lawyer in Irvine, CA
You work hard for your wages. Yet the money you make to take care of yourself as well as your family can be taken away if you owe unpaid debts. In California, certain creditors can garnish your wages, requiring your employer to take a large portion of your paycheck and place it straight into the hands of those creditors. When that happens, your ability to support your loved ones is threatened, making an already hard financial situation even worse, as you fall even more behind in your obligations.
If you are threatened with or living under the debilitating burden of a wage garnishment, there is hope. At The Law Offices Of Thomas K. McKnight, we understand the stress, anxiety, and challenges that follow a wage garnishment. Fiercely devoted to the well-being of our Southern California clients and their families, we use our experience and persistence to settle and remove wage garnishments and position clients for better futures.
Who Can Garnish Your Wages?
A wage garnishment is an order from a court or a government agency sent to your employer requiring them to withhold a specific amount from every paycheck and send those funds directly to your creditor. However, California legislation puts limitations on who can garnish your wages and how much can be taken from each paycheck.
If you owe child support or spousal maintenance, up to half of your disposable income (the amount you get after your employer pays applicable taxes) can be garnished to meet those responsibilities. For student loans, as much as 15 percent of your disposable income from each paycheck can be diverted to the lender. The amount that can be garnished for unpaid taxes can range depending on a variety of factors, and several garnishments can reduce your wages even more.
We Can Help Relieve the Burden of a Wage Garnishment
Fortunately, California legislation prevents companies from firing an employee due to a wage garnishment. Nevertheless that does not make life easier if your take-home pay no longer meets your needs and obligations.
If you are dealing with wage garnishment or have other problems associated with overwhelming debt, we are ready to help you. Please call The Law Offices Of Thomas K. McKnight today at (800) 466 - 7507 to prepare a free initial consultation. We look forward to serving you.