Law Offices of Thomas K. McKnight - Wage Garnishment Protection
What is Wage Garnishment
You work hard for your wages. Yet the money you earn to take care of yourself and your loved ones can be taken away if you owe unpaid debts. In California, certain creditors can garnish your wages, forcing your employer to take a major chunk of your paycheck and put it directly into the hands of those creditors. When that happens, your ability to support your family is threatened, making an already challenging financial situation even worse, as you fall even more behind in your responsibilities.
If you are threatened with or living under the crippling burden of a wage garnishment, there is hope. At The Law Offices Of Thomas K. McKnight, we know the stress, anxiety, and obstacles that follow a wage garnishment. Fiercely committed to the well-being of our Southern California clients and their families, we use our experience and persistence to settle and remove wage garnishments and position clients for better futures.
Who Can Garnish Your Wages?
A wage garnishment is an order from a court or a government agency sent to your employer requiring them to withhold a particular amount from each paycheck and send those funds directly to your creditor. However, California law places limitations on who can garnish your wages and how much can be drawn from each paycheck.
If you owe child support or spousal maintenance, as much as half of your disposable income (the amount you receive after your employer pays applicable taxes) can be garnished to satisfy those obligations. For student loans, up to 15 percent of your disposable income from every paycheck can be diverted to the lender. The amount that can be garnished for unpaid taxes can range depending on a variety of factors, and several garnishments can lower your income even more.
We Can Help Alleviate the Burden of a Wage Garnishment
Thankfully, California law prevents companies from terminating a worker due to a wage garnishment. Nevertheless that does not make life easier if your take-home pay no longer satisfies your needs and obligations.