Thomas K. McKnight - Wage Garnishment in Orange County, California
You work hard for your wages. But the money you earn to take care of yourself and your loved ones can be taken away if you owe unpaid debts. In California, certain creditors can garnish your wages, forcing your employer to take a large portion of your paycheck and place it straight into the hands of those creditors. When that happens, your ability to support your family is threatened, making an already difficult financial situation worse, as you fall even more behind in your obligations.
If you are threatened with or living under the crippling burden of a wage garnishment, there is hope. At the Law Offices Of Thomas K. McKnight, we understand the stress, anxiety, and challenges that follow a wage garnishment. Fiercely dedicated to the well-being of our Southern California clients and their families, we use our experience and persistence to resolve and eliminate wage garnishments and position clients for better futures.
Who Can Garnish Your Wages?
A wage garnishment is an order from a court or a government agency sent to your employer requiring them to withhold a particular amount from each paycheck and send those funds straight to your creditor. However, California law places limitations on who can garnish your wages and how much can be drawn from each paycheck.
If you owe child support or spousal maintenance, up to 50 percent of your disposable income (the amount you get after your employer pays relevant taxes) can be garnished to fulfill those responsibilities. For student loans, up to 15 percent of your disposable income from every paycheck can be diverted to the lender. The amount that can be garnished for unpaid taxes can vary depending on a number of factors, and several garnishments can decrease your earnings even more.
We Can Help Ease the Burden of a Wage Garnishment
Thankfully, California legislation prevents employers from firing a worker because of a wage garnishment. However that doesn't make life easier if your take-home pay no longer fulfills your needs and responsibilities.
If you are experiencing wage garnishment or have other problems associated with overwhelming debt, we are prepared to help you. Please call the Law Offices Of Thomas K. McKnight today at 1-(800)466-7507 to organize a free initial consultation. We look forward to serving you.