You work hard for your wages. But the money you earn to take care of yourself and your loved ones can be taken away if you owe unpaid debts. In California, certain creditors can garnish your wages, requiring your employer to take a large chunk of your paycheck and put it straight into the hands of those creditors. When that occurs, your ability to support your family is threatened, making an already hard financial situation worse, as you fall even more behind in your responsibilities.
If you are threatened with or living under the debilitating burden of a wage garnishment, there is hope. At The Law Offices of Thomas K. McKnight, we know the stress, anxiety, and challenges that follow a wage garnishment. Fiercely devoted to the well-being of our Southern California clients and their families, we use our experience and persistence to settle and remove wage garnishments and position clients for brighter futures.
Who Can Garnish Your Wages?
A wage garnishment is an order from a court or a government agency sent to your employer requiring them to withhold a specific amount from every paycheck and send those funds directly to your creditor. However, California legislation places restrictions on who can garnish your wages and how much can be drawn from each paycheck.
If you owe child support or spousal maintenance, as much as 50 percent of your disposable income (the amount you receive after your employer pays relevant taxes) can be garnished to satisfy those responsibilities. For student loans, as much as 15 percent of your disposable income from every paycheck can be diverted to the lender. The amount that can be garnished for unpaid taxes can range depending on a variety of factors, and several garnishments can decrease your income even more.
We Can Help Alleviate the Burden of a Wage Garnishment
Thankfully, California legislation prevents companies from firing an employee due to a wage garnishment. However that doesn't make life easier if your take-home pay no longer fulfills your needs and obligations.
If you are dealing with wage garnishment or have other problems associated with overwhelming debt, we are prepared to help you. Please call The Law Offices of Thomas K. McKnight today at 1-(800) 466 - 7507 to organize a free initial consultation. We look forward to serving you.
For More Information About Wage Garnishment in Newport Beach, California, Contact Thomas K. McKnight LLP At (800) 466 - 7507 or Visit Our Website at TKMLLP.Com for a Free Consultation!