Thomas K. McKnight - Wage Garnishment in Tustin, California
What is Wage Garnishment?
You work hard for your wages. Yet the money you make to take care of yourself and your loved ones can be taken away if you owe unpaid debts. In California, certain creditors can garnish your wages, requiring your employer to take a big chunk of your paycheck and place it straight into the hands of those creditors. When that happens, your ability to support your loved ones is threatened, making an already tough financial situation even worse, as you fall even more behind in your obligations.
If you are threatened with or living under the debilitating burden of a wage garnishment, there is hope. At The Law Offices Of Thomas K. McKnight, we know the stress, anxiety, and obstacles that follow a wage garnishment. Fiercely dedicated to the well-being of our Southern California clients and their loved ones, we use our experience and tenacity to resolve and eliminate wage garnishments and position clients for brighter futures.
Who Can Garnish Your Wages?
A wage garnishment is an order from a court or a government agency sent to your employer requiring them to withhold a particular amount from every paycheck and send those funds straight to your creditor. However, California legislation places limitations on who can garnish your wages and how much can be drawn from each paycheck.
If you owe child support or spousal maintenance, up to half of your disposable income (the amount you get after your employer pays applicable taxes) can be garnished to satisfy those responsibilities. For student loans, up to 15 percent of your disposable income from each paycheck can be diverted to the lender. The amount that can be garnished for unpaid taxes can vary depending on a variety of factors, and numerous garnishments can decrease your earnings even more.
We Can Help Relieve the Burden of a Wage Garnishment
Fortunately, California law prevents employers from terminating a worker because of a wage garnishment. But that doesn't make life easier if your take-home pay no longer satisfies your needs and responsibilities.
If you are dealing with wage garnishment or have other problems related to overwhelming debt, we are ready to help you. Please call The Law Offices Of Thomas K. McKnight today at 1-(800) 466-7507 to set up a free initial consultation. We look forward to assisting you.